Bridge Loans Non-owner occupied residential and commercial Leverage up to 85% of value 7–10-day closings Rates from 6.99% Up to 80% C/O Interest-only payments No prepayment penalty Construction Non-owner occupied residential and commercial Up to 90% loan-to-cost financing Rates from 6.99% Interest only payments Stated income Fix And Flip Non-owner occupied residential and commercial Up to 90% loan-to-cost financing Up to 100% of budget No Income Verification Interest Only payments Long Term Rental Up to 90% LTV No Income Verification Up to 85% Cash Out Loan Amounts to $7.5M 30yr or 40yr Amortization Interest Only payment options Foreign National No Credit Score or Trade Line Required Qualify as No Ratio LTVs Up to 70% Purchase or R/T Investment Opportunity Only Interest-Only Option Loan Amount Up to $2.5 Million Up to 10 Financed Properties Minimum 12 Months Reserves Required Community Mortgage Income Documentation Not Required Income Not Stated Employment Not Stated Primary Residence and Second Homes Loan Amounts Up to $3 Million Up to 75% LTV Purchase/Rate & Term Cash-out up to 70% Non-Qm Loans up to $10MM 7 flexible options for calculating income Cash-out up to 80% LTV Up to 90% LTV No Ratio Loan amounts up to $7.5MM LTV’s up to 85% Investment properties DSCR can be calculated off the Interest Only (IO) payment Minimum FICO 620